Workplace Benefits Plan... offers a unique opportunity for businesses to increase their savings and for employees to enjoy higher paychecks, all with no out-of-pocket expenses for either party. A benefits plan for both Full and qualified Part-time W-2, employees as well as their immediate families. This opportunity could significantly impact your benefits, with no waiting period, and can be added on to your existing benefits plan.
We handle all the logistics for you!
WBP...Beyond the Ordinary...
Workplace Benefits Plan is more than a trend—it’s a smart strategy for boosting company growth while supporting employees’ well-being. The Workplace Benefits Plan offers a unique opportunity for businesses to increase their savings and for employees to enjoy higher paychecks, all with no out-of-pocket expenses for either party. This innovative plan not only helps organizations create healthier workplaces but also supports universal healthcare access and complies fully with U.S. federal and state laws in all 50 states.
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Workplace Benefits Plan
Financial Advantages for Employers:
One of the greatest strengths of the Workplace Benefits Plan is its financial impact. Employers can realize significant savings by lowering overall healthcare premiums, by lowering the number of claims, claim payments, and costs, reducing absenteeism, and employee turnover among their workforces. Savings up to and beyond $600 per employee per year. The administration process is handled in conjunction with HR for free by our administration team.
Workplace Benefits Plan...
Can be used alongside current benefits plans or as a stand-alone benefits plan. May be offered to full or qualified part-time W2 employees and their families.
Estimated Annual Employer Savings Grid*
| Rate Per Employee | Approximate # of Employees | Estimated Annual Savings |
|---|---|---|
| $600 | 1,000 | $600,000 |
| $600 | 5,000 | $3,000,000.00 |
| $600 | 10,000 | $6,000,000.00 |
| $600 | 50,000 | $30,000,000.00 |
| $600 | 100,000 | $60,000,000.00 |
| $600 | 125,000 | $75,000,000.00 |
* Estimated (pre-census) annual savings of $600 up to $1500, depending on payroll scale.
Financial Advantages for Employees:
At the same time, employees benefit from higher take-home pay, thanks to optimized payroll tax allowance structures and healthcare incentives. These advantages are available without requiring either employers or employees to spend money out-of-pocket, making the plan a truly win-win solution.
Employees can expect up to 6% increase per paycheck through targeted tax incentives.
Receive 24/7/365 access to healthcare through RECURO HEALTH, INC. for yourself and your immediate family. No Net Cost: All benefits are delivered at no extra expense to either party.
*RECURO HEALTH ... A TELEHEALTH INDUSTRY LEADER ... making advanced healthcare accessible 24/7/365 through integrated digital health solutions...It's your First Choice plan of action BEFORE seeking emergency medical attention!
Healthcare Solutions:
Generic Medications with 24/7 Access
Employees enrolled in this plan can access up to 400 Generic Medication solutions at "No Net Cost". This means individuals may get the prescriptions they need without financial barriers. Furthermore, the plan offers 24/7 healthcare access for employees and their families, including first-choice digital healthcare services through your mobile device, iPad, laptop, or desktop computer, which ensures that support is always available—day or night...your healthcare is easily managed!
See below for the list of "No Net Cost" Generic Medications:
Impact on the Workplace: Reduced Absenteeism and Lower Premiums
By providing round-the-clock healthcare and easy access to essential medicines, the wellness plan helps keep employees healthy and engaged. Fewer sick days and improved well-being translate directly into reduced absenteeism. For employers, this means more reliable workforce attendance and the potential for lower healthcare premiums year after year.
- Decreased sick leave and absenteeism
- Lowers Employee turnover
- Improved employee morale and productivity
- Lower overall healthcare insurance costs for employers
Compliance and Accessibility
The Workplace Benefits Plan has been carefully designed to comply with all relevant U.S. federal and state regulations. Employers can be confident that they are meeting legal requirements while offering their teams enhanced health benefits. Additionally, the program supports universal healthcare access, ensuring that every employee and their family members can access essential medical services.
- Meets all federal and state legal standards
- Supports universal, equitable healthcare access
Health-Contingent Benefits Programs...
Good health can’t be purchased! It must be earned through wellness practice and discipline...
Examples of health-contingent wellness programs through the "Workplace Benefits Plan" include the following:
- WBP helps employees and their families receive necessary screenings, immunizations, and follow-up care
-
Free or low-cost preventative health screenings like blood pressure checks, cholesterol tests, and cancer screening
-
Mental health: Qualified and experienced therapist available to help keep one at their best
- Stress management workshops: Offering workshops or programs to help manage stress levels
-
Nutrition counseling: Providing access to registered dietitians or nutrition programs
- Discounted gym memberships or access to on-site fitness facilities
-
Smoking cessation programs: Supporting employees who want to quit smoking through counseling or medication assistance
- No-cost health education seminars. Some programs provide a reward to employees who complete a health risk assessment without requiring them to take further action
- Educational material emailed to employees is a claim that is paid to support the "No Net Cost" to the employer or employee for the entire WBP coverage
- Using the HIPAA-compliant wellness portal app, the Employee takes a 15-minute questionnaire per month on their dashboard to qualify and receive a bigger paycheck, and receive free 24/7/365 doctor and holistic physician care for themselves and their immediate family members
- A monthly claim is paid after a qualifying activity are performed
- Workplace Health Programs to improve health knowledge and skills… reducing workplace exposure to substances and hazards that can cause diseases and injuries
HOSPITAL INDEMNITY PLAN
Our hospital indemnity policy is tailored to meet your business’s specific needs. Indemnity Insurance Provider...
*CRUM & FORSTER
Employees receive cash for events, such as:
- Hospital confinement
- ICU Admission
- ER Visit
- Ambulance Ride
*Crum & Forster is a well-established US insurance company with roots dating back over 200 years. Founded in 1822, the company was established when The North River Insurance Company was organized. It currently operates as a leading national property, casualty, and accident & health insurer. This is a “No Net Cost” plan to the Employer and Employee under WBP bundled service plan.
The history of Crum & Forster includes:
- Original Foundation (1822):The roots of the company, now known as part of Crum & Forster, began with the establishment of The North River Insurance Company.
- 200+ Year History: The company celebrates a 200-year legacy of providing insurance products and solutions.
- Founding of the Partnership (1896): Frederick Crum and John Forster established their own managing general agency in 1896.
- Key Subsidiary (1824): The United States Fire Insurance Company (U.S. Fire), on which much of the company's current business is written, was established in 1824.
Crum & Forster is part of Crum & Forster, which is rated "A+" Superior by AM Best.
Employee Savings provided by CA$H CREDIT$
CA$H CREDIT$...Unlike other cash reward platforms, ours allows employees to access INSTANT rewards directly within over 370 + major retail and restaurant brands, making it truly unique in the market. When employees buy with CC they get cash back into their CC account. To see what your Employees will experience using CA$H CREDIT$...
Healthy Employees are happier and much more productive, on and off the job!
A Call to Action:
Investing in the Workplace Benefits Plan delivers measurable financial benefits and demonstrates a deep commitment to employee health, and demonstrates that you, as their Employer, truly care about them and their family members. With no out-of-pocket costs, full legal compliance, and comprehensive healthcare access, this plan is a forward-thinking solution for modern businesses.
Let's start with a digital /phone conference call with our
CEO William A. Smith. We are a dedicated team committed to crafting exceptional experiences. Our focus lies in providing reliable and innovative solutions, driven by a deep respect for quality and a genuine desire to exceed expectations.
Our History
From modest beginnings in the healthcare/insurance industries, we've grown through unwavering dedication and a commitment to Employers, Employees, and their families' continuous improvement of health.
Workplace Benefits Plan offering 24/7/365 access to healthcare at "NO NET COST" for Employers and Employees and their immediate family members. We're passionate about what we do, and we're excited to share our story with you...